Mortgages After Bankruptcy

In the last few years if you had a bankruptcy, getting a mortgage could be a bit more difficult. The good news for consumers that had a chapter 7 or 11 that has been discharged for two years is that BCML has mortgages after bankruptcy available. If you are a borrower that is currently in a chapter 13 bankruptcy, there are a few home loan options if you haven't been late on your mortgage payments since you entered the chapter 13. Payment history is critical to borrowers looking for mortgages after bankruptcy in chapter 7, 11 and 13 scenarios. As most BK borrowers know by now getting a bad credit mortgage can be very tiring and cumbersome.

Bad Credit Mortgages
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  • Home financing after a bankruptcy is possible for qualified borrowers
  • Refinance after bankruptcy with a stellar payment history in the post discharge era.
  • Get approved for a reduced interest rate loan after a foreclosure

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Nothing on this site contains a promise for credit or to guarantee a specific loan option that any participating loan company will offer with any specific terms. Completing the form above puts you under no obligation. By clicking "Submit" I am consenting to have my information shared with up to four brokers or lenders and other business partners and for them to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.  Site Disclaimers | Privacy/Legal | Opt-Out is not a broker, bank or mortgage lender, rather an online resource for home mortgage related material. BCLML does not qualify, advise or guarantee in any way, either directly or indirectly, the quality of any of the bad credit mortgage lenders or any of the information provided by them. This website offers multiple home loan services but does not endorse, warrant or guarantee loan programs of any lender or broker. We cannot guarantee any rates, points and home loan products posted by lending companies that advertise with our company. We do not take applications, make loans or facilitate mortgage payments. All information is subject to change without notice.

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