In the last few years if you had a bankruptcy, getting a mortgage could be a bit more difficult. The good news for consumers that had a chapter 7 or 11 that has been discharged for two years is that BCML has mortgages after bankruptcy available. If you are a borrower that is currently in a chapter 13 bankruptcy, there are a few home loan options if you haven't been late on your mortgage payments since you entered the chapter 13. Payment history is critical to borrowers looking for mortgages after bankruptcy in chapter 7, 11 and 13 scenarios. As most BK borrowers know by now getting a bad credit mortgage can be very tiring and cumbersome.
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