Bad Credit Mortgages, Bad Credit Home Equity Loan

Bad Credit Loans & Mortgages is proud to release VA home loans up to 100%, bad credit second mortgage equity loans and FHA refinance loans for qualified homeowners who have fallen behind on their adjustable rate mortgages. We are one of the last bad credit lenders that offers bad credit refinancing and fast approvals for home equity, FHA home refinance loans. We will help you roll your 2nd mortgage and 1st mortgage together while allowing cash back and debt consolidation. We specialize in loans for good consumers who just happen to have a limited or bad credit! Apply for a low rate refinance loans whether you are at 75% or 100% loan to value. Our bad credit lenders are trained to help you with financing no matter how much or how little equity you have earned in your home. There's no cost for your application, and in most cases we'll let you know within 24 hours if you're approved. We've made applying easy. Simply apply online, or just email us.

Refinancing Loans with Bad Credit: FHA and VA Refinance

Consolidate your credit card debt with our low interest FHA refinance that may be available even if your credit score is low and you have been late on your adjustable rate mortgage payment. Compare which government mortgage loan is right for you? The FHA secure loan is a forgiving mortgage for homeowners with bad credit scores, but there are specific qualifications that must be met, so check with your refinancing advisor for more details.

Now is the time to take advantage of some of the lowest interest in years. Even with past credit problems, we help people re-establish their credit while consolidating their debt at the same time.

Bad Credit Mortgage Loans – Choose from Many Low Rate Programs

Bad Credit FHA Loans for Refinancing

HUD introduced this new FHA refinance loan that may help prevent thousands of foreclosures with a simple fixed rate solution

VA refinancing is now available for Veterans seeking for a VA streamline or 100% mortgage with no money down

FHA Refinance Debt Consolidation 100% VA Financing - Bad Credit Equity Loan

Equity Loan Interest Rates- Get Prime rates with fixed monthly payments. Use the equity in your home for construction, investments, or consolidating debt. Even the interest rates for our bad credit equity loans remain at record lows.

1% Payment Choice Mortgage- with rates starting at 1%, this home loan offers more choices and flexibility for homebuyers looking for the low payment options.

Get rid of the credit card debt with Debt Refinance Loans that optimize low rates and tax deductibility! Bad credit debt consolidation programs have been extended!

Second Mortgage Rates- Get cash or funds for home improvements without refinancing your first mortgage. Get the lowest rates online and choose from fixed or adjustable interest rates. Bad credit second mortgage options may have changed so check with a loan officer regarding program availability.

If other lenders have turned you down, because your credit score is below 500, consider our Hard Money Home Loans that allow cash out with alternative loan financing.  We are the bad credit lenders with good mortgage rates.

Common Bad Credit Loan Options for Homeowners Seeking Affordable Financing

Mortgage Refinance

Debt Consolidation Loans

Bad Credit Home Equity

• ARM - Low Rate Mortgages
• Interest Only - Low Payments
• 6 Month LIBOR
• 3 yr Fixed Rate Arms
• 5 yr Fixed Rate Arms
• 10 yr Fixed Rate Arms
• 15 yr Fixed Rate Mortgage
• 30 yr Fixed Rate Loans
• FHA Mortgage Loans
• VA Home Loans
• Bankruptcy & Charge-offs OK
• 103% Home Financing

• Lower your Payments
• Consolidate All your Debts
• 1st Time Homebuyers OK
• Non-Prime 2nd Mortgages
• No Equity Needed
• No Mortgage Insurance
• 100% Home Purchase Financing
• Fixed Rate Consolidation
• Bankruptcy & Charge-offs OK
• Bill Consolidation

• 100% Home Equity
• Cash Out Loans
• No Equity Needed
• No PMI
• Fixed Mortgage Refinance
• Stated Income Loans income
• Fixed Interest Rate Home Equity loans
• Bad Credit Home Equity Lines
• 2nd Home Refinance
• Adjustable Rate Lines of Credit

Jumbo Mortgage

Bad Credit Second Mortgage

Interest Only Mortgage

APPLY NOW

APPLY NOW

APPLY NOW

• Stated Income Home Loans
• 95% Purchase Loans
• 80-20 Home Mortgage Loans
• 1st Time Homeowners
• Mortgage Loans to $2 million
• No Asset & No Income
• Bad Credit Refinance OK
• 6 Month LIBOR
• 3 yr Fixed Rate Arms
• 5 yr Fixed Rate Arms
• 10 yr Fixed Rate Arms
• 15 yr Fixed Rate Mortgage

• Flexible Home Equity Lines of Credit
• Interest Only Second Mortgage
• Low Fico Second Mortgage
• Bankruptcy & Charge-offs OK
• Cash Out Second Mortgage
• 80% Second Loans
• No PMI
• 2nd Behind FHA Loans
• Stated Income Loans Income

• Lowest Possible Payments
• Interest Only Purchase
• Interest Only Refinance
• Interest Only 2nd Mortgage
• Interest Only Home Equity Line
• 95% Mortgage Refinance
• 2 yr Fixed Rate Arms
• 3 yr Fixed Rate Arms
• 5 yr Fixed Rate Arms
• 7 yr Fixed Rate Arms
• 10 yr Fixed Rate Arms
• 30 yr Fixed Rate Loans