Home Construction Annex and Resources

The type of mortgage or mortgages you select to finance your new construction depends on how you're planning to build. If you contract a developer to build your house and it includes the lot, you can finance the deal with one long-term mortgage loan. But if you buy a lot and hire either a general contractor or several subcontractors to build the house you need two mortgage loans; a building or construction loan, which is a short-term or interim loan to finance construction until the house is built and approved for occupancy, and a long-term loan to refinance the building loan. The resources below will provide alternative Home Construction information and resources. Do you have a Home Construction related resource for this section?


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